Coverage for trip cancellation or interruption is the most common reason people purchase travel insurance.
Cancellation refers to the traveler’s decision to cancel a trip — or end it earlier than planned — for a specific reason. These reasons are pre-determined by your policy. Although each travel insurance policy has its own list of valid cancellation and interruption reasons, some common ones are:
- Injury or illness
- Severe weather or natural disaster
- Scheduling conflicts, including jury duty
- Bankruptcy
- Legal separation or divorce
Purchase your travel insurance policy as soon as you book your cruise. Additionally, rates and deductibles are usually higher if you purchase cruise insurance just before your departure date. Finally, the earlier you buy a travel insurance plan, the easier it will be to cancel your coverage if you decide to cancel or reschedule your cruise.
Most cruise lines offer optional travel protection features for their guests. Contact your cruise line and ask to learn more.
Windstar Full Sail Travel Protection is an optional plan available for purchase at the time of your initial deposit and may be purchased up until 90 days before the start of your trip. Windstar Cruises offers the following travel insurance options:
- Trip Interruption: Reimbursement up to total trip cost if you need to interrupt your trip for a covered reason — $75,000 maximum.
- Trip Delay: Reimbursement up to $100 a day — for a total of $1,000 maximum — for catch-up expenses like meals and hotel if you are delayed getting to or from your trip.
- Accident Medical/Sickness Expense Benefits: Reimbursement up to $50,000 if you get sick or hurt on your trip.
- Emergency Evacuation/Repatriation Benefits: Coverage up to $100,000 if you need emergency transportation during your trip.
- Baggage Loss: Reimbursement up to $3,000 if your things are lost, stolen or damaged.
- Bag Delay: Reimbursement up to $500 if bags are delayed 24+ hours and you need to purchase necessary items.
Purchasing travel insurance before embarking upon your cruise protects you from unexpected medical emergencies or other unplanned events and can provide you with priceless peace of mind.